關(guān)于前海人壽金融資產(chǎn)進(jìn)行投資的調(diào)研報告

關(guān)于前海人壽金融資產(chǎn)進(jìn)行投資的調(diào)研報告,關(guān)于,人壽,金融資產(chǎn),進(jìn)行,投資,調(diào)研,報告,講演,呈文 內(nèi)容摘要 社會主義市場經(jīng)濟不斷發(fā)展，產(chǎn)業(yè)不斷升級，我國轉(zhuǎn)變經(jīng)濟增長方式的速度必須加快，提高第三產(chǎn)業(yè)在我國經(jīng)濟中的比重。企業(yè)不能再單純只靠主體業(yè)務(wù)實現(xiàn)發(fā)展，而是要做好相關(guān)金融資產(chǎn)投資的工作，分散經(jīng)營風(fēng)險，多層次提高企業(yè)效益。做好金融資產(chǎn)投資的工作，已是企業(yè)經(jīng)營不可或缺的一部分。企業(yè)通過對剩余現(xiàn)金流進(jìn)行管理，將多余資本進(jìn)行投資，這不僅能提高企業(yè)經(jīng)營資本利用率，還能提高企業(yè)效益，讓公司從另一渠道來獲取利潤。投資有風(fēng)險，入市需謹(jǐn)慎。因此，要控制投資風(fēng)險，就必須做好相關(guān)防范工作，分析當(dāng)前金融市場狀況，政策導(dǎo)向，分散投資，將投資風(fēng)險降到最低，實現(xiàn)公司金融資產(chǎn)投資利潤最大化。本文通過舉例深圳前海自貿(mào)區(qū)前海人壽，結(jié)合該公司的所處國家政策環(huán)境、行業(yè)發(fā)展?fàn)顩r、公司自身財務(wù)狀況，從公司對金融資產(chǎn)進(jìn)行投資的實際情況出發(fā)，指出公司進(jìn)行金融資產(chǎn)投資上存在杠桿過高，面臨財務(wù)風(fēng)險及市場風(fēng)險等問題。通過對相關(guān)問題進(jìn)行分析，并提出建議。希望前海人壽提高公司自身風(fēng)險管理水平，合理投資，適度投資，控制風(fēng)險，保證財務(wù)支出與收入的平衡，從而提高企業(yè)效益。 關(guān)鍵詞：金融資產(chǎn)投資 前海人壽 財務(wù)風(fēng)險 市場風(fēng)險 Abstract With the development of global economic integration, China must speed up the transformation of the mode of economic growth, enterprises can no longer simply only by the main business development, but to do a good job in work related to the investment of the financial assets, disperse the risk of management, multi-level improve enterprise efficiency. To do a good job of financial asset investment is particularly important for the listing Corporation. Enterprises through the residual cash flow management, the excess capital investment, which can not only improve the utilization of capital utilization, but also improve the efficiency of enterprises, so that the company from another channel to obtain profits. However, the financial asset investment has its market risk and uncertain factors. Therefore, in order to control the investment risk, it is necessary to do related prevention work, analysis of the current financial market conditions, policy oriented, disperse investment, the investment risk to a minimum, realize the maximization of corporate finance investment profits. In this paper, the company's industry status, financial status, from the actual situation of the listed companies' financial investment of pointed out that listed companies to invest in financial assets exist blind investment, over investment, do not consider the issue of market risk. To analyze the related problems, and put forward to strengthen the sense of enterprise risk management, reasonable investment, moderate investment, control risk, so as to improve the efficiency of enterprises. Key words：Financial assets investment listed company risk management